T-Mobile Visa Signature card to be issued solely by Capital One
The no-annual-fee card earns 5% on T-Mobile devices and 2% on other spending, and only eligible postpaid T-Mobile customers can apply.
On November 4, 2025, Capital One said it will be the sole issuer of the T-Mobile Visa Signature, a co-branded credit card reserved for T-Mobile customers. Applications started that same day in the T-Life app and on the T-Mobile and Capital One websites. T-Mobile stores began taking applications on November 10.
There is no annual fee. Cardholders collect T-Mobile Rewards at a 5% rate on phones, devices and accessories purchased from T-Mobile, whether online, through the app, in a store or at an authorized retailer. All other purchases wherever Visa is accepted earn 2%. The 5% rate excludes device installment payments, wireless service and fees, and neither cash advances nor balance transfers earn rewards. Points can go toward a new device, an accessory or the T-Mobile bill.
Customers on qualifying plans who use the card for Wireless AutoPay receive a $5 monthly discount on each line, covering as many as eight lines. T-Mobile Travel also offers cardholders savings of up to 50% at selected hotels, and up to 45% on selected prepaid car rentals.
To apply, a person needs an active consumer postpaid T-Mobile line on a qualifying smartphone plan. Business, government and prepaid accounts are not eligible. As of November 1, 2025, the variable purchase APR is 18.99% or 28.99%, set by creditworthiness. A late payment fee may be as high as $40.
Added to Julia’s Wallet on Oct 18, 2026, when the news archive began. The date above is the issuer’s announcement date.